• In short this is a burden of some sort.
  • A property sold unencumbered is essentially sold free of the type of liability to which the encumbrance might relate
  • If a property is mortgaged, then to loose any financial encumbrance the mortgage must be repaid
  • Similarly if vat is applicable, if there is vat on the property,or stamp duty particularly at a higher rate, or easements, covenants and anything that might diminish the value or saleability of a property.

What are your thoughts?

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About the author


Formerly a student living in a rented room my vision focused on excellence. Letting phenomenal student houses soon became more than a day job - more a way of life.

Continuing to look after our tenants I subsequently also founded what is widely recognised as a phenomenal student lettings agency.