Material Facts

  • Material Facts are those facts which are important to those requiring them
  • Insurers require candid disclosure of risks affecting premiums
  • Mortgage lenders set interest rates partly based on risk.  False information securing an offer not otherwise available is fraud
  • Landlords induced to enter into an agreement in reliance on false information may, under ground 17 of the housing Act 1988, evict a tenant for such induction.

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